What passive income stream has the best ROI?

Digital products (courses, templates) have the highest ROI at 80-95% margins, but require upfront time investment. Dividend investing is the most truly passive at 3-5% annual return. Rental properties sit in the middle: 8-12% cash-on-cash return with moderate management effort.

How much passive income do I need to retire?

Using the 4% rule: multiply your annual expenses by 25. If you spend $4,000/month ($48K/year), you need $1.2M generating passive income. But if you have $2,000/month in rental income, you only need to cover the remaining $2,000 — cutting your target to $600K.

Is passive income really passive?

Almost nothing is 100% passive. We rate each income stream on a 'passivity scale' from 1-10. Index funds are a 9/10 (rebalance annually). Rental properties are a 4/10 (management, repairs, tenants). Digital products are a 6/10 (customer support, updates).

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Passive Income Breakdown — Every Passive Income Stream — Calculated, Compared, Ranked

Honest breakdowns of every passive income strategy — real ROI calculations, time-to-profit estimates, and side-by-side comparisons. No hype, just the numbers.

Real numbers. Honest math. No hype.

Partners

The $97 Launch — Launch a Business

The Condo Trap — Rental Income Deals

SJ Storage — Storage Investing

$20 Agency — Agency Income

The Resale Trap — Resale Income

The W2 Trap — Escape the W2

The $100 Network — Network for Income

Network